A few benefits highlighted:

• Lower costs:

  Almost always, your mortgage costs are lower than what you would pay in rent. At this moment the mortgage interest rates are very low and you can profit from several tax advantages.

• Stable monthly costs:

  Your monthly mortgage costs remain relatively stable over the years, especially if you opt for a long fixed-rate period.

• Building equity:

  You build equity by paying off your mortgage monthly. At the end of your mortgage term, you have repaid the full loan, and the house is yours. If the value of your house increases, you could also profit from that when selling.

• Adjust to your wishes:

  As a homeowner, you can largely decide how to arrange your house. So, remodelling is not a problem.

• Starter schemes:

  Since 2021, buyers (under certain conditions) no longerhave to pay transfer tax. In some municipalities, starters can also qualify for a starter loan.